The Mortgage Missus Inc. - Torbay, Newfoundland and Labrador

Ashley C.

I would 100% recommend Tonia for all your mortgage needs. Our experience was excellent. Tonia always took the time to answer my many questions and promptly replied to my emails. She made sure I felt confident in my decisions, and I never felt pressured. She provided several different scenarios to help us make the right decision, which gave us peace of mind throughout the process.

Olivia B.

Working with Tonia was a smooth and stress-free experience. She was knowledgeable, responsive, and took the time to explain all our options clearly. We felt supported throughout the entire mortgage process. I’d definitely recommend her to anyone looking for expert guidance and great service!

CharlaJane

I can’t say enough about the incredible experience I had with Tonia Mercer! She’s not just a mortgage broker—she’s a true lifesaver. At a time when my life felt completely upside down, she stepped in with heart, compassion, and incredible financial smarts.
She took the time to truly understand my situation and guide me through every step with patience and clarity. It was clear from day one that she cared—not just about getting the job done, but about helping me rebuild and move forward. Her ability to find solutions, make sense of the numbers, and still bring warmth to the process is rare and so appreciated.

Thanks to her, I’m in a much better place today—and I’ll be forever grateful. If you need someone who knows their stuff and leads with heart, she’s the one you want by your side.

Pauline K.

Tonia is absolutely wonderful! As a 1st time home buyer, the process can be daunting but she explained everything & answered my many (many) questions! She keeps in touch & always ready to with knowledge & advice via phone or email. I am continuing with her for my renewal & couldn't be happier!

Joe B.

Tonia is simply amazing! That's the best word to describe her. She is straight up and to the point. I'll never forget our first interaction, when I reached out in desperation. She told me what I had to do and helped me do it.
Now, I am working on my 3rd property with her.
I tell everyone she is my miracle mortgage lady.
Smart, informative and extremely helpful.
And has answered at least a thousand questions for me over the years! haha!
Highly recommended.
Thanks, Tonia. For everything.

Tyler R.

Tonia was recommended to me by a close friend who said she was the best, and she absolutely lived up to that. In his words, “this woman could get anyone a mortgage approval.” I was so lucky to have her to guide me through the process, answer my questions along the way, and help me wrap everything up in a clean little bow. Thank you so much!

Courtney M.

Tonia was extremely helpful and knowledgeable in helping us with our first house purchase a year ago. She made the process so easy. And she’s currently helping us get into our first rental income property as well! Highly recommend 🙂

Joel L.

Tonia has been a wonderful mortgage broker and turned what can be a stressful process into an easy, stress-free experience. She was there to answer every question & her support throughout the entire journey was amazing. I can't recommend Tonia enough!